The European Central Bank temporarily restricted Revolut’s European arm from launching new products across the European Economic Area last summer, according to notifications made to the company in July 2025. Revolut’s European business is supervised through the ECB and the Bank of Lithuania.

The restriction covered new EEA product releases and was accompanied by a requirement for an independent review. Regulators also required future products to receive internal approval from designated company specialists and asked Revolut’s board to assess how planned launches could affect capital and liquidity.

Separately, Italy fined Revolut €11.5 million in April over misleading information related to investment products.